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Bankruptcy Covid-19

Transcript

COVID 19 HAS DEVASTATED OUR ECONOMY. SADLY, THE NUMBER OF BANKRUPTCIES IS LIKELY TO SPIKE IN THE COMING MONTHS. SO CRARY BUCHANAN WANTS TO OFFER SOME BASICS ON BANKRUPTCY. LET'S BEGIN WITH CHAPTER 13, ALSO KNOWN AS WAGE- EARNERS BANKRUPTCY, IT PROVIDES FOR ADJUSTMENT OF DEBTS OF AN INDIVIDUAL WITH REGULAR INCOME. IT ALLOWS that debt to be repaid OVER TIME, USUALLY THREE TO FIVE YEARS. IT MAY ALSO PREVENT FORECLOSURE ON YOUR HOME AND ALLOW YOU TO KEEP SOME PERSONAL ASSETS. CHAPTER 13 MAY ALSO ALLOW YOU TO SAVE INVESTMENT PROPERTIES THAT WOULD HAVE BEEN SURRENDERED IN CHAPTER 7. CRARY BUCHANAN CAN TAKE YOU THROUGH THE PROCESS, STEP BY STEP TO EXPLAIN THE BENEFITS OF CHAPTER 13, ALL WHILE WORKING TO SAVE YOU TIME AND MONEY ALONG THE WAY. NOW TO CHAPTER 7, ALSO KNOWN AS LIQUIDATION BANKRUPTCY. IT PROVIDES PROTECTION FROM CREDITOR HARASSMENT AND FINANCIAL RELIEF. CREDIT CARD DEBT, MEDICAL BILLS, UNSECURED LOANS, CREDITOR LAWSUITS, AND WAGE GARNISHMENTS ALL GO AWAY UNDER CHAPTER 7, AND YOU WON'T NEED TO REPAY A DIME. *BUT* THE TRUSTEE WILL TAKE A CLOSE LOOK AT WHAT ASSETS YOU HAVE, SOLD AND/OR TRANSFERRED BEFORE THE COURT APPROVES A DISCHARGE. THERE ARE MANY BENEFITS TO CHAPTER 7 AS WELL, AND ONCE AGAIN- CRARY BUCHANAN CAN HELP YOU EXPLORE THE OPTION AND MAKE SURE YOUR RIGHTS ARE PROTECTED. CALL THEM TODAY OR VISIT CRARY BUCHANAN.COM TO REVIEW FREQUENTLY ASKED BANKRUPTCY QUESTIONS AND FILL OUT THEIR CONTACT FORM.

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