Florida has a new PIP (Personal Injury Protection) law for all motor vehicle accidents occurring on or after Jan. 1, 2013. The new law is supposed to combat fraud in the delivery of medical care to people who have been injured in car and truck crashes.
To understand how the law impacts you, here’s a little history about Florida being a PIP state. In the early 1970s, many people in Florida were injured in car crashes and had no insurance to pay for their medical bills. The Florida legislature fixed this problem by making PIP mandatory for all cars and trucks registered in Florida.